Add MessageRecord class with Encode/Decode for the binary wire format
used in JetStream file store blocks. Uses varint-encoded lengths,
XxHash64 checksums, and a flags byte for deletion markers.
Go reference: filestore.go:6720-6724, 8180-8250, 8770-8777
13 tests covering round-trip, headers, checksum validation, corruption
detection, varint encoding, deleted flag, empty/large payloads.
